Making a House your Home
How I can help you
I give clear, honest and straightforward advice
I will give clear honest advice, which means I find the right mortgage and protection products to suit your needs. I will ensure you understand the difference between the types of mortgages available (repayment, interest-only, fixed, tracker, cash back and variable) and will make a recommendation on the best deal for you.
I will help you budget
I’ll help with the budgeting, making sure it all adds up for when you move in to your new home. It’s not just the mortgage payments that you have to think about, there are also many other one-off costs to consider (see fees section). You need to know all the costs before you commit to purchase. I can provide a costs planner to fit your circumstances.
I’m a whole of market adviser
Not all brokers are classed as whole of market and their advice may be restricted to a limited number of lenders. There are lots of different products available and I will use my knowledge of the marketplace to find the product most suited to your circumstances.
You can buy through any Estate Agent
My office is in Mundys Estate Agents, Lincoln, however I am able to provide advice for properties purchased through all estate agents.
I’ll take you through the whole process of house buying.
Buying your house is one of the most expensive transactions of people’s lives. It’s a transaction that can feel very daunting. I will help you all the way from finding a house to making it your home.
Agreement in Principle and Offering Service
I can get you to the stage of knowing that, in principle, a lender will be prepared to help you before you even find a house and once you have found one assist with the “haggling” to try to secure a good price!
*Your home may be repossessed if you do not keep up repayments on your mortgage.
Andrew Harrod Financial Services Ltd is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered Office: 12 Dunholme Road, Gainsborough, Lincolnshire DN21 1XJ. Registered Company Number: 8109370. Registered in England & Wales
“Free initial consultation”. A fee may be charged on application. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.”